The first issue surfaced several years ago when St Louis Blues Legends team signature shirt. They had owned and operated a fairly successful bicycle shop and he had also worked for a national railroad company. When he died, his wife was entitled to his railroad pension, but she found out that the bicycle shop was paying her too much, so she would have to take a reduced pension amount. Rather than seeking out competent financial advice about how to structure the ownership of the bike shop to be able to control what her income was.
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